Independent Reserve

Independent Reserve Review 2025 – Is It a Safe Crypto Exchange?

Thinking of trading with Independent Reserve? In this detailed review, we examine Independent Reserve’s regulations, account types, trading fees, platforms, and more. By the end, you’ll know whether Independent Reserve is a suitable exchange for your crypto trading needs in 2025.

Regulation & Safety

Independent Reserve is regulated and compliant with major financial standards, though it is **not a bank or insured by tier-1 financial authorities**.

• • Registered with AUSTRAC (Australia) and licensed under MAS (Singapore) for digital token services

• • Mandatory KYC/AML verification

• • Two-factor authentication (2FA) available

• • Majority of user funds held in cold storage

• • ISO 27001 certification for data security

Account Types Offered

Trading Platforms

• Web-based trading platform
• Mobile Apps for iOS & Android
• API access for automated trading
• Order book and OTC desk support
• Real-time market data and order history

Instruments You Can Trade

• • 30+ cryptocurrencies including BTC, ETH, XRP, SOL

• • Crypto-to-AUD, USD, NZD, SGD trading pairs

• • Over-the-Counter (OTC) large order execution

• • No leveraged derivatives on main platform (spot markets)

Spreads, Fees & Commission

• • Trading Fees: Typically 0.5% to as low as 0.02% depending on 30-day volume

• • Deposit Fees: Free for AUD bank transfers and crypto deposits

• • Withdrawal Fees: Crypto network fees apply; bank withdrawals often free

• Inactivity Fee: None reported

Security & Measures

• • Cold storage for majority of assets

• • Two-factor authentication (2FA)

• • ISO 27001 certified data security

• • Encrypted user data and secure servers

• • Withdrawal whitelisting options

Deposit & Withdrawal Options

Customer Support

• Email & support ticket system
• Help center & knowledge base
• Responsive customer service
• Multi-language assistance

Pros & Cons

Pros

• • Strong regulatory compliance with AUSTRAC and MAS

• • Cold storage and ISO 27001 security

• • Competitive tiered fee structure

• • Supports multiple fiat currencies

• • API access and OTC desk available

Cons

• • Limited number of listed cryptocurrencies compared to larger exchanges

• • Higher base fees for low-volume traders

• • No leverage on spot trading (margin limited)

• No public investor protection fund

Is Independent Reserve Right for You?

Independent Reserve is ideal if you want a secure, regulated crypto exchange with strong compliance, cold storage safeguards, and multi-fiat support. It’s suitable for beginners and experienced traders who prioritize safety and clear fee structures.

However, if you’re seeking a platform with hundreds of coins or extensive leverage features, you may want to consider other global exchanges.

If you decide to choose Independent Reserve:

Open Live Account with Independent Reserve

FAQs About Independent Reserve

Is Independent Reserve regulated?
Yes, Independent Reserve is registered with AUSTRAC in Australia and licensed under MAS in Singapore.

What is the minimum deposit?
There is no minimum for crypto or fiat deposits.

Does Independent Reserve offer leverage?
Independent Reserve primarily offers spot trading; some markets may have limited leverage.

How long do withdrawals take?
Crypto withdrawals are typically processed within minutes, and fiat withdrawals up to 1–5 business days.

Disclaimers

Cryptocurrency trading involves significant risk and may result in loss of funds. Make sure you fully understand the risks before trading.